ICE8000 Personal Credit File Frequently Asked Questions-World Credit Organization

ICE8000 Personal Credit File Frequently Asked Questions

(Explanation of terms: the filer refers to the person who is recorded in the personal credit file, for example: for Zhang San's credit file, Zhang San is the filer of the credit file.)

1. Personal filing requirements? Is there a fee?

Answer: It is free to establish unconditionally, regardless of whether the file individual agrees or applies.

Second, whether to investigate and verify the identity of the archivist, and whether to provide guarantee for the authenticity of the identity of the archivist?

Answer: No, the World Credit Organization (WCO) does not conduct pre- or post-event investigation and verification of the identity information in personal credit files, nor does it provide guarantees for its authenticity. Unless otherwise stated or promised by the World Credit Organization (WCO).

3. The rights of archivists?

Answer:

1. Obtain the credit status of "ICE8000 Credit File Individual";

2. Obtain the right to display personal credit files to the outside world;

3. Obtain the right to manage credit files and the right to use ICE8000 integrity management software;

4. When discovering that any clause of the ICE8000 system is unfair, it has the right to publicly state that it is not bound by the clause on the premise of publicly explaining the relevant situation and reasons and notifying the World Credit Organization (WCO) in writing;

5. Other rights stipulated in the ICE8000 system standard.

Fourth, the obligation of the archivist?

Answer: When using ICE8000 integrity management software, abide by the principle of integrity, moral bottom line, and social responsibility bottom line.

5. How do I get an ICE8000 credit code?

Answer: After the personal credit file is established, the computer system will automatically assign you a credit code.

6. How can I obtain ICE8000 personal credit file and management password?

Answer: If you have a relationship with a member of the World Credit Organization (WCO), the member can go to the background [1.2.14 Personally build credit files for others] or [1.3. 16 units to build credit files for others], to create credit files and receive management passwords for you.

If you do not know a member of the World Credit Organization (WCO) yet, you can apply to become a member of the World Credit Organization (WCO).

7. As a member of the World Credit Organization (WCO), how to create ICE8000 personal credit files for others for free?

Answer: For the establishment of personal credit files, ICE8000 standard follows the principle of fast and efficient, allowing members of the World Credit Organization (WCO) to establish credit files for other individuals free of charge. Moreover, the World Credit Organization (WCO) implements a post-mortem review of the filing materials, that is, once the filing materials are submitted, as long as the name is not duplicated, the file will be generated and take effect immediately.

The method is: enter the backstage [1.2.14 Individuals create credit files for others] or [1.3.16 Units create credit files for others], after creating a file, enter: list of established files, find the established files, click: get management password .

8. I have not applied for the establishment of ICE8000 personal credit file. Your unit has established a personal credit file for me. Does it violate my personal privacy? Is it illegal?

Answer: It does not violate personal privacy, nor is it illegal. The reasons are as follows:

1. For personally identifiable information, no one can inquire without the consent of the file owner. This ensures that the personal privacy of the archivist is not violated.

2. Theoretically speaking, no one is absolutely free, and everyone should accept social supervision. People with special identities should accept the supervision of the society, such as: civil servants, practicing lawyers, certified public accountants, judges, registered supervisors, senior managers of statutory units, public figures, etc.

3. The information of units or individuals can be disclosed according to the laws, regulations, and contracts of the place where the information is disseminated, and it does not belong to commercial secrets or personal privacy. The name of the legal representative of the unit can be disclosed in accordance with the "Administrative Licensing Law" and other laws, and it does not belong to personal privacy.

4. Based on the need to protect people's right to a happy life from being deceived, for malicious dishonest persons and serious dishonest persons, their personal names and professional identities do not belong to personal privacy until they correct their dishonest behavior.

5. According to the principle of public order and good customs in the law, any unit or individual has the right to promote social order and good customs, and whether a country’s unit or individual actively promotes social order and good customs is one of the signs to test whether a country’s civil society is formed. The so-called civic responsibility and civic awareness include units and individuals actively promoting social order and good customs. According to international practice, non-governmental organizations (NGOs) established voluntarily by citizens have undertaken many responsibilities for maintaining social order and good customs, effectively solving the problem of simultaneous failure of the government and the market, and are a necessary part of social harmony. For example: Greenpeace often conducts investigations on some companies that destroy the balance of natural ecology, and then publishes the investigation results. As an international non-governmental organization (NGO), we firmly pursue the ideal of "promoting social integrity, reducing transaction costs, and improving human well-being". Or, we certainly have the right to establish credit files for any unit or individual.

9. PersonalWhat should I do if the credit information in the credit file is wrong?

Answer: According to the category of the credit record, according to the corresponding ICE8000 standard, object or delete it. In general, information with an objection mechanism can avoid misinformation by exercising the right to object. No objection mechanism information, can be objected or deleted.

10. In the process of using ICE8000 integrity management software, the system requires commitment to abide by the relevant standards of ICE8000. Do I need to worry about unfair credit penalties imposed on me by the default terms of ICE8000?

Answer: Not necessary. Fairness is the design principle, life foundation and existence value of ICE8000. ICE8000 is very fair, and each ICE8000 standard guarantees fairness (if applicable to any party of this standard, if found When any clause in this standard is unfair, you have the right to publicly declare that you are not bound by the clause on the premise of publicly explaining the relevant facts and reasons.), if you think a clause is unfair, you have the right to state the relevant reasons shall not be bound by this clause.

Eleven, I do not want to accept supervision, I request to delete my credit file, how to delete it? My relative has passed away, how to delete his personal credit file?

Answer: We firmly believe that the more unwilling an individual is to accept supervision, the more necessary it is to conduct supervision. In order to faithfully record the personal credit status, the World Credit Organization (WCO) will not delete the established personal credit files unless the name information clearly violates the principle of good faith.

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