Personal Credit Analysis-World Credit Organization

Welcome,ice8000.org! To prevent counterfeiting, please look for the domain name: www.ice8000.org. Our mission: to promote social integrity, reduce transaction costs, enhance human well-being, and promote human integrity and progress. This online media is an online media sponsored by four units including the World Credit Organization (WCO), the International Moral Court [IMC], the World Integrity Organization (WIO), and the International Credit Dispute Arbitration Commission [ICDAC]. The name of this media is the International Credit Supervision Network, which can also be called the International Credit Standard Network, the International Credit Supervision Network, and the International Credit Standard Network. The ICE8000 standard is a standard to test whether a unit or an individual is truly honest.。
ICE8000 credit knowledge column
  • 1. "Introduction to ICE8000 Credit Knowledge"
  • 2. "Building an Integrity Unit——ICE8000 Integrity Management"
  • 3. "ICE8000 Credit Investigation, Analysis, Rating"

    • 3.15 Personal credit analysis

    1. Analysis of honesty and willingness

    For individuals who have passed the ICE8000 integrity certification, that is, members of the World Credit Organization (WCO), if they have no record of malicious dishonesty, they can be directly judged as having a high willingness to be honest.

    For non-credible organizations , that is to say, they are not members of the World Credit Organization (WCO), if their credit files have been established relatively late It can also be judged that it has a high honesty will if it is long, has no record of malicious dishonesty, and has many trace credit records.

    For individuals who have not established ICE8000 credit files, their honesty intentions can be analyzed and judged according to the following conditions:

    1. Previous credit history;

    2. The enthusiasm and authenticity of the declared credit record;

    3. Education level;

    4. Religious belief;

    5. The identity of the recommender and the content of the recommendation letter.

    2. Analysis of repayment ability

    Analyzing personal repayment ability, you can generally pay attention to the following situations:

    1. Personal occupation;

    2. Income situation;

    3. Individual participation in medical insurance, work injury insurance, etc.

    4. Occupation and income of family members and participation in medical insurance, work injury insurance, etc.

    5. Education level;

    6. Whether hobbies will enhance their professional competitiveness;

    7. Do you have any bad habits?

    8. Do you have a firm life goal and pursue it for a long time;

    9. Previous credit history.

    According to "ICE8000 International Credit Rating Industry Terminology", an untrusted organization refers to an individual other than an [established trustworthy organization].

    The above content is excerpted from "ICE8000 Credit Investigation, Analysis, and Rating" (written by Fang Bangjian, free to use, but please indicate the source)