Credit investigation industry, credit evaluation industry, financial industry-World Credit Organization
1.3 Credit investigation industry, credit evaluation industry, financial industry
1.3.1 Credit industry
The credit investigation industry refers to the industry engaged in the collection, processing and arrangement of credit information. Many domestic materials use the concepts of credit reporting industry and credit reporting agencies. However, since the credit investigation industry cannot cover Lixin business and Lixin institutions, people are now beginning to use the concept of credit evaluation industry.
1.3.2 Credit rating industry, credit rating industry
Credit evaluation industry, referred to as: credit evaluation industry, the World Credit Organization (WCO) defines the credit evaluation industry as: born out of the social needs of anti-fraud, with anti-fraud as its bounden duty, specializing in credit information collection, credit evaluation and related service industries.
This definition can cover both the credit investigation business and the Lixin business, and it can also indicate the causes and social value of the credit evaluation industry.
1.3.3 Financial Industry
Due to the existence of [credit unions] and other reasons, people always mistake the credit evaluation industry for the financial industry, or mistake the credit evaluation industry for a subsidiary branch of the financial industry. In fact, the financial industry is an industry engaged in financial intermediation, mainly providing monetary services for people, and earning income through the time-space transfer of money (loans, remittances).
The credit evaluation industry mainly provides people with information and consulting services, which is essentially a smart service industry and provides smart services to the society.The above content is excerpted from "Introduction to ICE8000 Credit Knowledge" (written by Fang Bangjian, free to use, but please indicate the source)