Risk Identification and Prevention Mechanism-World Credit Organization

Welcome,ice8000.org! To prevent counterfeiting, please look for the domain name: www.ice8000.org. Our mission: to promote social integrity, reduce transaction costs, enhance human well-being, and promote human integrity and progress. This online media is an online media sponsored by four units including the World Credit Organization (WCO), the International Moral Court [IMC], the World Integrity Organization (WIO), and the International Credit Dispute Arbitration Commission [ICDAC]. The name of this media is the International Credit Supervision Network, which can also be called the International Credit Standard Network, the International Credit Supervision Network, and the International Credit Standard Network. The ICE8000 standard is a standard to test whether a unit or an individual is truly honest.。
ICE8000 credit knowledge column
  • 1. "Introduction to ICE8000 Credit Knowledge"
  • 2. "Building an Integrity Unit——ICE8000 Integrity Management"
  • 3. "ICE8000 Credit Investigation, Analysis, Rating"

    • 9.5 Risk identification and prevention mechanism

    9.5.1 Composition of ICE8000 Risk Identification and Prevention Mechanism

    The following elements of the ICE8000 international credit standard system have established a risk identification and prevention mechanism for the society:

    1. Credit file

    According to "ICE8000 Unit Credit File Management Standards" and "ICE8000 Personal Credit File Management Standards": People can inquire about the credit files of interested parties to understand their past credit performance; for organizations that have not established credit files, people can It establishes a credit file for free, and adds the evaluation opinions generated by interacting with it to its credit file.

    By querying the credit files of interested parties and analyzing their credit records, the risks associated with them can be identified to a certain extent.

    By establishing credit files for stakeholders and placing them under the open and fair credit supervision of the ICE8000 international credit standard system, it can encourage them to pay attention to their own credit performance and prevent their risk of dishonesty to a certain extent.

    Second, CS Terms

    People can identify and prevent the following risks of dishonesty by agreeing on CS clauses:

    1. Interested parties abuse the organization for various purposes;

    2. The interested party does not have the willingness to be honest;

    4. After the dispute between the two parties, the loss caused by judicial injustice or inefficiency due to various reasons.

    Third, the terms of the oath of conscience and the oath of conscience

    People can identify and prevent moral hazards by agreeing on the terms of an oath of conscience, or requiring stakeholders to take an oath of conscience on certain important matters.

    4. Credit Search and Credit Information Base

    People can query the information in ICE8000 credit database through ICE8000 credit search. Then through the analysis of the query results and the comparative rational analysis of similar things, the risks of specific things can be identified and prevented. For example: by analyzing the search results of "Join Merchants", and then comparing similar situations you have encountered, to analyze whether the other party is designing a scam.

    V. Integrity management system

    People can refer to or follow the "ICE8000 International Integrity Management System Requirements", "ICE8000 Integrity Unit Certification and Supervision Standards" and other standards to establish the following integrity management systems:

    1. The risk identification and prevention system fully explores the risks existing in the organization and provides preventive and remedial measures.

    2. The external credit supervision system, while improving the credibility of the organization, also reduces the space and enthusiasm of the internal staff of the organization to operate in the dark and collude for profit.

    3. Commitment system, fully tap the potential of the organization, and avoid the risk that the development speed of the organization is too lower than the optimal speed.

    4. The document management system ensures the smooth and correct issuance and implementation of organizational rules and regulations.

    5. Establish a record and file management system to correct errors and hold responsibilities in a timely manner.

    6. Building a culture of integrity not only increases organizational cohesion, reduces internal friction to a minimum, but also prevents the risk of the organization losing its way.

    7. Establish an employee credit management system and establish personal credit files for all employees to prevent the risks brought by internal staff's dishonesty to the greatest extent, and at the same time provide a platform for honest employees to accumulate honest intangible assets.

    8. Establish a scientific system of department responsibilities and job responsibilities to avoid the risk of overstaffing.

    9. Establish a rapid feedback system for complaints, suggestions and praise information, so that complaints, suggestions and praise information from customers and other stakeholders can be conveyed to the decision-making level in a timely and complete manner, and opportunities and problems can be discovered in time.

    10. Establish a crisis management system so that major crises can be dealt with in a timely and proper manner.

    11. Establish a legal person governance system to prevent the risk of a lack of legal person governance system.

    6. International Credit Practitioners

    1. International credit practitioners who have passed the examination and certification of the World Credit Organization (WCO) not only have comprehensive knowledge and good skills, but also have professional ethics in the credit evaluation industry; they are not only subject to the administrative management of the company, but also Under the industry management and supervision of the World Credit Organization (WCO), for example: the World Credit Organization (WCO) has established a credit file for each credit practitioner. For credit practitioners who violate professional ethics, they will not only be punished by their own units, but also Will be subject to severe penalties and credit penalties from the World Credit Organization (WCO).

    2. The professional ability of international credit practitioners and their flexible use of credit tools will also greatly reduce various credit risks.

    3. Units can hire international credit practitioners or external credit consultants to help them identify and prevent risks of dishonesty.

    7. Risk prevention by professional credit institutions

    1. People can ask their interested parties to apply for and pass the ICE8000 integrity certification. Professional credit institutions will investigate and review the applicant organizations, and the ICE8000 establishment mechanism will guarantee the integrity of these units or individuals, thereby reducing their own risks.

    2. People can entrust professional credit institutions to conduct credit investigations and collect credit accounts, thereby reducing their own risks.

    9.5.2 Characteristics of risk identification and prevention mechanism

    1. Comprehensive

    ICE8000 risk identification and prevention mechanism can identify and prevent almost all risks faced by the organization.

    Second, be professional

    ICE8000 risk identification and prevention mechanism is professional. When preventing external risks, it uses CS clauses to prevent them. The flexible use of CS terms requires certain professional knowledge and ability.

    The above content is excerpted from "Introduction to ICE8000 Credit Knowledge" (written by Fang Bangjian, free to use, but please indicate the source)