Credit Penalty Mechanism-World Credit Organization

9.1 Credit penalty mechanism

Credit punishment refers to the collection, dissemination and preservation of untrustworthy information to make people cautiously interact with or stay away from the person responsible for the untrustworthy behavior, thereby reducing the development and living space of the person responsible for the untrustworthy behavior. It can be seen that the main means of credit punishment is to collect, disseminate and preserve untrustworthy information. Therefore, the credit punishment mechanism can also be called the dissemination mechanism of untrustworthy information. People can use this mechanism to impose credit penalties on dishonest persons. The ICE80000 system is closely linked to the collection and dissemination of untrustworthy information, and has built an international universal credit punishment mechanism for the society.

9.1.1 The composition of the credit penalty mechanism

The following elements of the ICE8000 international credit standard system have established a credit punishment mechanism for the society:

1. Credit file

People can establish and manage their own credit files according to the ICE8000 standard, and they can also create credit files for others to implement credit supervision.

2. Identification and accountability of bad behavior

People can identify and attribute all kinds of bad behaviors according to the ICE8000 standard, making it difficult for those responsible for dishonest behaviors to shirk their responsibility for dishonesty. Bad behaviors include: untrustworthy behaviors, untrustworthy related behaviors, evil support behaviors, behaviors that violate the bottom line of morality, behaviors that violate the bottom line of social responsibility, etc.

3. Rapid dissemination of untrustworthy information

People can publish and read untrustworthy information according to the ICE8000 standard, and impose credit penalties on those responsible for untrustworthy behaviors.

Fourth, ICE8000 has established a trustworthy organization's obligation to disclose untrustworthy information

In order to promote the dissemination of untrustworthy information and realize credit punishment for untrustworthy persons, the ICE8000 system has given the obligation to disclose untrustworthy information to ICE8000 established trust organizations.

5. Deducting credit points

Every time a piece of official dishonesty information is added to the credit file of the person responsible for the dishonesty, a certain amount of integrity points will be deducted. For example: "ICE8000 Integrity Points Standard" stipulates that each effective internal complaint The responsible person deducts 10 points.

6. Regulations on state secrets, commercial secrets and personal privacy

In "ICE8000 National Secrets, Commercial Secrets, and Personal Privacy Protection Standards", the scope of state secrets, commercial secrets, and personal privacy is clearly defined, and the protection methods are clearly defined.

9.1.2 Features of Credit Penalty Mechanism

1. International Universality

ICE8000’s standards on the collection, storage and dissemination of untrustworthy information are written in accordance with internationally accepted legal principles (note: the principle of public order and good customs, the principle of free agreement, the principle of good faith, and the principle of freedom of speech), which are in line with most countries in the world. (Almost all market economy countries) have no conflict of laws, so without the support of specific laws of the country, the collection, storage and dissemination of dishonest information in a country or region can be regulated and promoted, that is to say, there is no need for special national legislation If supported, it can be generally applied to most countries in the world (almost all market economy countries).

Second, rapidity

When the World Credit Organization (WCO) designed the ICE8000 dissemination standard for untrustworthy information, it followed the principle of speed as much as possible. Moreover, the World Credit Organization (WCO) has also developed the ICE8000 credit search, which is fully integrated with the ICE8000 standard, ensuring the rapid transmission of dishonesty information from the Internet query technology.

3. Caution

1. In the ICE8000 system, credit information credibility refers to the credibility of information sources, not the credibility of information content. The ICE8000 system does not add opinions on the credibility of the information content, but the parties concerned independently and carefully judge the credibility and reference value of the information content, so as not to mislead the public.

2. If the identity of the information source has not been verified, the credibility of the information source is contingent.

9.1.3 Design and operation principles of credit punishment mechanism

1. The principle of supervision throughout the process (the principle of additional CS clauses throughout the process)

In the whole process of release, objection, dissemination, deletion, and preservation of untrustworthy information, the principle of supervision is always followed, and default CS clauses are attached to relevant standards to ensure the authenticity of credit information and dispute resolution through default CS clauses of impartiality.

For example: when people publish credit warning information, the default CS clause in the standard will automatically produce legal binding force on it; when people raise objections to the credit warning information, the default CS clause in the standard will automatically produce legal binding force on it force.

Second, the principle of the victim's initiative

In the collection and dissemination of ICE8000 dishonest information, the victim of dishonest behavior is always in an active position, and the World Credit Organization (WCO) is generally in a passive position, except actively collecting credit information published by state agencies, news media, and social groups In addition to credit information, the World Credit Organization (WCO) passively collects and disseminates other credit information.

The principle of the victim's initiative is also reflected in the fact that the victim has the initiative in the dissemination of untrustworthy information, and this right does not need to be exercised by other organizations. For example, the victim has the right to publish internal complaint information or For credit warning information, when the victim forgives the behavior of the person responsible for the dishonesty, he also has the right to delete the internal complaint information or credit warning information released by them.

Third, the principle of rapidity

In order to ensure the rapid dissemination of untrustworthy information:

1. As long as people follow the principle of good faith, as long as they are not ignorant of their conscience, they have the freedom to release untrustworthy information, thus ensuring the rapid dissemination of untrustworthy information. For example: People can publish their subjective feelings about a unit based on the "ICE8000 Quick Credit Evaluation Standard". He thinks that a unit is dishonest, but this is just his subjective feeling without sufficient factual basis. Of course, this kind of information has very little reference value for people.

2. The World Credit Organization (WCO) handles and disseminates untrustworthy information as quickly as possible. According to this principle, the World Credit Organization (WCO) generally does not conduct substantive audits on credit information, and authorizes ICE8000 credit agencies to conduct formal audits ( Such as internal complaint information and other formal credit evaluation information), or without any review (such as: quick credit evaluation information). In addition, formal credit evaluation information that requires formal review is divided into information without formal review evidence (such as: internal complaints and credit warnings) and information that requires formal review evidence (such as: public complaint information, internal exposure information, public exposure information).

Fourth, abide by the principle of honesty, or aggravate punishment

The ICE8000 system requires that the complainant and the respondent should abide by the principle of good faith when making a complaint and raising an objection, otherwise, they will be subject to more severe credit punishment.

V. Principles of Classification and Preservation

The World Credit Organization (WCO) classifies and stores untrustworthy information according to certain standards, and the scope of dissemination of different types of information is different.

6. The principle of complete preservation

The World Credit Organization (WCO) saves all the untrustworthy information collected, and unless there is evidence to prove that the information is wrong, the information cannot be deleted for any other reason. For example: Zhang San and Li Si both have dishonest behaviors, and we will never keep only Zhang San's and Li Si's. Unless there is evidence to prove that the information is inaccurate, otherwise it is impossible to completely delete the information for any other reason.

7. Principle of legality

The World Credit Organization (WCO) shall not violate the prohibitive provisions of the laws of the host country in the collection, storage and dissemination of untrustworthy information.

VIII. The principle of adding a pledge of conscience throughout the process

In the whole process of release, objection, dissemination, deletion, and storage of untrustworthy information, the clause of the oath of conscience is always attached to minimize moral hazard.

9.1.4 Classified dissemination of credit evaluation information

The credit punishment and reward mechanism is generally realized through the dissemination of credit evaluation information. The following is the dissemination of different credit evaluation information, which is organized according to the relevant ICE8000 standards. When reading these relevant standards, readers can compare them in order to deepen their understanding and memory.

1. The difference between quick credit evaluation information and formal credit evaluation information

II. Credit information management authority of the evaluator and the evaluated party

The evaluator and the appraised party can log in to the ICE8000 integrity management software to manage credit evaluation information by themselves. The management authority is as follows.

3. Comparison and selection of ICE8000 credit complaint and credit punishment tools

The above content is excerpted from "Introduction to ICE8000 Credit Knowledge" (written by Fang Bangjian, free to use, but please indicate the source)